—— The Wealth Calculator ——

Same Money. Same Ten Years. Active Investors Win.

Two calculators. Put in your own numbers and see what active investing does to the same dollars, then find out how many doors stand between you and your paycheck.
$100,000 · TEN YEARSSame money. Four endings.Savings$141K1.4×Stock market$259K2.6×One rental$300K3.0×Active investor$626K6.3×Illustrative, not a projection. Savings 3.5% · stocks 10% · property +4%/yr · 6.2% mortgage · rents +20% · one refinance · after closing, repair and selling costs.
$100,000 · TEN YEARSSame money. Four endings.Savings$141K 1.4×Stock market$259K 2.6×One rental$300K 3.0×Active investor$626K 6.3×Illustrative, not a projection. Savings 3.5% · stocks 10% · property +4%/yr · 6.2% mortgagerents +20% · one refinance · after closing, repair and selling costs.
This is the math I ran at 25 with a phone and a list. It hasn’t changed. Only the zeros have.

Calculator 1

Active Investing vs. Everything Else

Calculator 2

Doors To Freedom

Assumptions

Conservative, All Editable

Cost

Free

Illustrative model, not a projection. Real estate carries risk, including loss of capital. Adjust every assumption below.
—— Calculator 1 ——

Active Investing vs. Everything Else

Start with the money you could put to work and the years you'll give it. Four paths, same dollars. Every assumption is editable below.

High-yield savingsinterest only
$01.0×
Stock index fundno leverage, no control
$01.0×
Passive rentalone property, 25% down, market growth
$01.0×
Active investorraise the income, refinance, buy again
$01.0×
EMAIL ME MY NUMBERS

Your four results in one email, with the assumptions behind them. Nothing else unless you ask for it.

Assumptions (edit any of them)

Active investor path: same building, income raised over three years (renovation, rents, expenses), one refinance in year five with the cash-out recycled into a second building on the same terms. Rents grow with appreciation. Costs included: 3% closing costs on every purchase, 2% refinance costs and 6% selling costs at the end; cash-on-cash is after vacancy, repairs and reserves. Taxes are not modeled. Illustrative only.

A short video series on thinking like the person who buys the building. Free strategy call included.

—— Calculator 2 ——

How Many Doors Until You're Free?

Your number: the monthly income you'd need to stop trading time for money. Then how many doors it takes, and how an active investor gets there in a fraction of the closings.

32
doors between you and your paycheck

House by house

closings

The Active Investor Way

One building at a time

closings

Eight questions, two minutes. Your stage and the one next step that gets you to your number.

—— How Investors Build Wealth ——

In The Rat Race, You Are The Asset. Investors Own The Asset.

A paycheck pays you once and stops when you stop. A building pays you four ways, every month, whether you show up or not. That is the whole difference between working for money and owning what makes it.

THE RAT RACEYou are the asset.Work 50 hourstrade time for moneyPaychecktaxed firstBills & rentpaid to someone else's assetNothing compoundsso: work againrepeatStop working, the income stops.Every year restarts at zero.THE INVESTOR PATHThe building is the asset.Buy a building25% down, bank funds 75%Improve itraise rents, cut wasteIt pays you 4 waysevery month, on autopilotRefinance, buy againsame money, bigger loopcompoundsStop working, the rent still comes in.Every loop starts from a bigger base.
THE RAT RACEYou are the asset.Work 50 hourstrade time for moneyPaychecktaxed firstBills & rentpaid to someone else's assetNothing compoundsso: work againrepeatStop working, the income stops.Every year restarts at zero.THE INVESTOR PATHThe building is the asset.Buy a building25% down, bank funds 75%Improve itraise rents, cut wasteIt pays you 4 waysevery month, on autopilotRefinance, buy againsame money, bigger loopcompoundsStop working, the rent still comes in.Every loop starts from a bigger base.
ONE BUILDING PAYS YOU FOUR WAYSA paycheck pays you once. A building pays you four times a month.1. Cash flowRent minus expenses minus the mortgage.Paid monthly, while you sleep.2. AppreciationThe market lifts the value. You lift it moreby raising the income (forced appreciation).3. Principal paydownYour tenants pay your mortgage.Every payment is equity you didn't fund.4. DepreciationThe tax code lets you deduct the buildingagainst the income. Often, little tax due.Leverage: with 25% down you control $4 of building for every $1 you put in.
ONE BUILDING PAYS YOU FOUR WAYSA paycheck pays you once.A building pays you four times a month.1. Cash flowRent minus expenses minus the mortgage.Paid monthly, while you sleep.2. AppreciationThe market lifts the value. You lift it moreby raising the income (forced appreciation).3. Principal paydownYour tenants pay your mortgage.Every payment is equity you didn't fund.4. DepreciationThe tax code lets you deduct the buildingagainst the income. Often, little tax due.Leverage: with 25% down you control$4 of building for every $1 you put in.

A short video series and a free strategy call.

—— Where You Go From Here ——

Know Your Number. Now Find Your Stage.

The math is the easy part. The ladder below is how you become the person who executes it.

YOUR PATH, IN THREE STAGESThree stages from the rat race to owning the asset.THE RAT RACE · you are the assetINVESTORS OWN THE ASSET →ASPIRINGThink Like an Investor$47 · video series + a callLearn how investors think about deals and money.ACTIVE & SCALINGThe Inner Circlesix months · every WednesdayEyal’s experience, strategies and network.ASSET MANAGERReal Estate InvestorMastermind$10,000 · Eyal on your dealRun a portfolio with Eyal’s judgment on it.
YOUR PATH, IN THREE STAGESThree stages from the rat raceto owning the asset.INVESTORS OWN THE ASSET ↑ASSET MANAGERReal Estate Investor Mastermind$10,000 · Eyal on your dealRun a portfolio with Eyal’s judgment on it.ACTIVE & SCALINGThe Inner Circlesix months · every WednesdayEyal’s experience, strategies and network.ASPIRINGThink Like an Investor$47 · video series + a callLearn how investors think about deals and money.THE RAT RACE · you are the asset
✓Money-back guaranteed
Disclaimer: The Wealth Calculator is an educational illustration. The calculators use simplified assumptions you can edit and do not account for taxes, fees, vacancy, capital expenditures or market downturns. They are not projections, financial, legal or investment advice, nor an offer to sell any security. Real estate carries risk, including loss of capital. Results mentioned on this site are based on Eyal Mehaber’s personal experience and are not guaranteed. Contact [email protected] with questions.
The Wealth CalculatorSame money, four paths. Then your number of doors.
RUN THE NUMBERS